What to do?

[justme73]

What is the name of your state? iowa

I recently got a copy of my credit report and found on it a judgement that was supposedly done in 2003. I had an outstanding medical bill that went to collection agency and i couldnt make the payments they wanted so they filed. however, after i received the papers i arranged to borrow the money and pay off this account and it was dismissed from court, never a judgement order entered. How or what do i do to take care of this? thanks!

 

[ibcurious]

You can go to the credit bureaus website and file a dispute on this tradeline. If you prefer, you can write a letter to the credit bureau to dispute it and send any relavent evidence.

 

[justme73]

one more question

i submitted an online dispute w/experian, that is the report that i received, however, do i need to do this with the other companies as well or if this is able to be removed will it be done on all of them? thanks

 

[ibcurious]

Each credit bureau is its own entity. So you will have to dispute this with all of them (if the judgement is listed with all of them).

 

[Ladynred]

You should also call the courthouse and make sure the judgment is showing as satisfied. If its not, you need to show some proof that it WAS paid off.