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When does security interest cease?

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Junior Member
What is the name of your state? TN
This may not be the right forum.
Filed ch7 in 2002. Auto loan discharged because bank neglected to turn in reaff paperwork.
Kept making regular payments. Paid off loan in May 2004. Called bank to inquire to realase of title. Bank says cars in theirs regardless because I filed bk7. Bank says it doesn't matter if I paid off the loan, their security interest outweighs any claim I have because there was no reaffirmation agreement in my ch7.

Are they correct? Do they still have a security interest claim even though the loan was paid in full?

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