What is the name of your state (only U.S. law)? Florida
I made a personal cash loan of $675.00 to an individual in the presence of 3 witnesses charging no interest and was promised it would be repaid in 30 days. Needless to say I have received 1 payment of $100 in 4 months. I have documented each conversation date, time, excuse for non payment and new promise of date to pay. My question is should I send a demand letter certified prior to filing a small claims case or just go ahead and file? She still lives and works at an address I know and has a phone number that still works. How often can I call to collect the debt without being charged with harassment? I am always completely cool headed so that isn't an issue. Thanks!
I made a personal cash loan of $675.00 to an individual in the presence of 3 witnesses charging no interest and was promised it would be repaid in 30 days. Needless to say I have received 1 payment of $100 in 4 months. I have documented each conversation date, time, excuse for non payment and new promise of date to pay. My question is should I send a demand letter certified prior to filing a small claims case or just go ahead and file? She still lives and works at an address I know and has a phone number that still works. How often can I call to collect the debt without being charged with harassment? I am always completely cool headed so that isn't an issue. Thanks!
