WHO GETS IT???

[Kym]

WELL I HAVE BEEN MARRIED FOR 2 YEARS NOW TO MY HUSBAND..HE HAS A SON FROM PREVIOUS MARRIAGE...I HAVE A DAUGHTER FROM PREVIOUS MARRIAGE...RECENTLY WE WERE HAVING A DISCUSSION WITH SOME FRIENDS...MY HUSBAND HAS NAMED ME AS 100% BENEFICIARY TO HIS 3 LIFE INSURANCE POLICIES....OUR FRIENDS SAY THAT IN THE EVENT OF MY HUSBANDS PASSING THAT HIS SON COULD FIGHT ME AND WIN THE LIFE INSURANCES...WE ARE NOW THINKING WE MAY NEED A WILL?...WHAT IS THE VERDICT OUT THERE FOLKS??..

 

[don62]

Upon death, the insurance company will pay the beneficiary. That does not mean that the son could not fight it in court but probably would not win.

 

[JETX]

Also depends on what state you are in (can you see the red text at the top of the screen???) and whether you have a will or not.