I have a client Female 50 in the State of CT. She is the bene on a life insurance policy for her ex-husband. He passed away but the insurance company (Prudential) is saying that the kids are gettig the $$. Thsi is based on a review they did of their divorce decree. She is the executor of his estate and named bene. Is this legal. They were divorced in Ohio and he lived in TN. Any help would be appreciated...