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I'll make this as brief as possible and hope that I give enough pertinent information. I'm in Indiana.
I have been remarried for 5 years next month. I have a 12 year old son from a previous marriage. I've only worked a part time job, approximately 12 to 15 hours per week during our entire marriage. Before that, I always worked full time as a secretary/customer service rep. We agreed when we married that we would budget based on his income alone so that I could spend more time with my son. My husband has always strongly encouraged this.
He has 401K through his job of 8 years this October. He also has Saving's Bonds his parents gave him before we were married. I sold my home and put the $6000 I received from that either on the down payment for our home together or into our joint savings. We are going to start marriage counseling and I am hopeful that we can work out our problems that have been ongoing almost from the start. My concern is that I gave up everything, my job, my home, my individual savings when I married. If we should divorce, I want to know if I am back to square one with nothing or what assets I have a right to receive. I know I have a right to half the equity on the house, but, when we were having a rather heated discussion a few months ago he said that he would have to make payments to me for the house and that I could have the furnishings that were mine before we were married.
He also suggested that I get a job and an apartment and let my son go live with his dad until I could get on my feet. He gave the impression that since I can't afford this home on my own, I have no rights. He can afford to stay here so I am the one who has to go. I guess he is right there because I couldn't afford this payment on what I would expect to make assuming I can get back into the type of work I held before my marriage. My son takes meds and goes to counseling for ADHD and I am having trouble even getting basic child support from his dad, who will be moving out of state soon.
I intend to find full time work after school starts, but, this Summer with my son's problems it has been difficult. It's been a blessing that I have been able to stay home with him, but, a mistake that I let myself get stale in the job market. I have been doing office software tutorials online in an effort to get my skills up to date.
I want to know what my rights are under these circumstances.