What is the name of your state? Missouri
We filed chapter 7 on October 4th and we had our hearing on the 28th of October and yesterday I received a reaffirmation from our attorney for our Chase Bank Circuit City card which we purchased a computer with and I used it to pay $150 toward my moms computer purchase because I owed her $150. Now they are asking us to return the computers or sign the reaffirmation agreement. My attorney doesn't think I should sign it because right now we can't afford an extra $50 a month. The amount is $994 and we would pay around $42 for 25 months no interest. My attorney says to keep the computers and ignore them. She says they could sue but she thinks they won't because it will cost them for legal fees and $994 isn't worth that. I don't want to be sued or take any chances and I want to sign it, my husband doesn't think we should. I don't know what to do, I want to keep my computer and I don't know how that would work with my moms computer. Any advice?
We filed chapter 7 on October 4th and we had our hearing on the 28th of October and yesterday I received a reaffirmation from our attorney for our Chase Bank Circuit City card which we purchased a computer with and I used it to pay $150 toward my moms computer purchase because I owed her $150. Now they are asking us to return the computers or sign the reaffirmation agreement. My attorney doesn't think I should sign it because right now we can't afford an extra $50 a month. The amount is $994 and we would pay around $42 for 25 months no interest. My attorney says to keep the computers and ignore them. She says they could sue but she thinks they won't because it will cost them for legal fees and $994 isn't worth that. I don't want to be sued or take any chances and I want to sign it, my husband doesn't think we should. I don't know what to do, I want to keep my computer and I don't know how that would work with my moms computer. Any advice?
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