Senior Member, Non-Attorney
I didn't own a vehicle or have a vehicle after my lease was up so that's why I had to switch insurances. I was under the impression that I didn't need to get new insurance until I registered my car. So I knew that I didn't have the insurance I would have in the future, but I thought I had more leeway time than I did to get that new insurance.
I was on day 41 of the new car but I only had 30 days to notify Geico. I understand my mistake now, but at the time I thought I was fully insured and that's exactly what I told the other driver. She took a photo of my insurance card at the time of the accident and that's how she was able to file a claim and find me. Just updating you on the circumstances.