What is the name of your state? Tennessee
I just received a summons to appear in court over an old credit card. From the research I have done, I have found that the SOL of credit cards (open-ended accounts), is 3 years in Tennessee (all others are 6). I have pulled my Experian report and now I have a few questions. Things I have read state that the SOL starts different times....the date of last activity of the account, the date of your last payment (partial or written promise to pay). The last reported date was 05/2007 but I am certain I have not made a payment in at least 3 years. Unfortunately, Experian does not listed last received payment..
Help?
edit: I'll also add that this is an account from Capital One. The attorney is from Hosto & Buchan. I found that they seem to be shady and have a trail of bad things on their record. That is what made me start looking to begin with.
I just received a summons to appear in court over an old credit card. From the research I have done, I have found that the SOL of credit cards (open-ended accounts), is 3 years in Tennessee (all others are 6). I have pulled my Experian report and now I have a few questions. Things I have read state that the SOL starts different times....the date of last activity of the account, the date of your last payment (partial or written promise to pay). The last reported date was 05/2007 but I am certain I have not made a payment in at least 3 years. Unfortunately, Experian does not listed last received payment..
Help?
edit: I'll also add that this is an account from Capital One. The attorney is from Hosto & Buchan. I found that they seem to be shady and have a trail of bad things on their record. That is what made me start looking to begin with.
Last edited: