Dreality79
Junior Member
What is the name of your state (only U.S. law)? Texas
So as you know, there are a lot of scams going around regarding posting your vehicle for sell online and then you find a buyer who happens to send you an over payment cashier check and you wire the remainding amount of the check to someone they know in another location, so on and so forth, which happened to me, but it is a bit different, i have been trying to research my scenario which is almost the same, except for the part that i didnt deposit that $16,000.00 check into my bank account. Instead i went to one of the banks local branch, that was printed on the cashiers check, in my area, which is Bank of America, to cash it out and by the way i dont have an account with Bank of America, i do have my own checking account with another bank, but i do not have a checking or any other kind of account with Bank of America, which is the bank who cashed out the check for me, and apperantly the issuers of the cashiers check. Now they, Bank of America, are calling me advising me to give them the money back, because the cashiers check came back as fraud, which part of it has been spent due to some bills that i had to pay, hence the reason why i needed to sell my vehicle. so i dont have, but half of the money to pay the bank back, so my question is, what can the bank do to me, since they were the ones who cashed out, not DEPOSIT, but cashed out the entire check to me, with manager approval?? thanks in advance for all your help.....
So as you know, there are a lot of scams going around regarding posting your vehicle for sell online and then you find a buyer who happens to send you an over payment cashier check and you wire the remainding amount of the check to someone they know in another location, so on and so forth, which happened to me, but it is a bit different, i have been trying to research my scenario which is almost the same, except for the part that i didnt deposit that $16,000.00 check into my bank account. Instead i went to one of the banks local branch, that was printed on the cashiers check, in my area, which is Bank of America, to cash it out and by the way i dont have an account with Bank of America, i do have my own checking account with another bank, but i do not have a checking or any other kind of account with Bank of America, which is the bank who cashed out the check for me, and apperantly the issuers of the cashiers check. Now they, Bank of America, are calling me advising me to give them the money back, because the cashiers check came back as fraud, which part of it has been spent due to some bills that i had to pay, hence the reason why i needed to sell my vehicle. so i dont have, but half of the money to pay the bank back, so my question is, what can the bank do to me, since they were the ones who cashed out, not DEPOSIT, but cashed out the entire check to me, with manager approval?? thanks in advance for all your help.....
