What is the name of your state (only U.S. law)? CA
Anyone knows what happens if I die before divorce is finalized? Does the ex get everything even if I have a new will?
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"In some states, while a divorce is pending, couples remain spouses for the purposes of intestate succession. As a result, if one spouse dies without a will before the divorce is final, the surviving spouse may inherit. Court cases have affirmed this, but also affirm that, after the final divorce decree, the former spouse may no longer inherit under intestacy laws." It does not specify whether California is one of those states, though.
Unfortunately, I couldn't find a definite answer for CA. To be safe, I would do what you can to minimize the damage if the court follows that interpretation. That would include:
1. Filing for divorce ASAP and working diligently to make it happen quickly.
2. Making sure that separate property (non-marital) remains separate and is properly covered by a will. (You can't arbitrarily give all your marital property away, but you can control where separate property goes).
3. See an attorney familiar with CA law for help. CA has a pretty good self-help system, but this question may be too complicated for them.
4. Don't die until after the divorce.