I co-signed a car for my ex-girlfriend in 2004. She was the exclusive user of the car, made the payments and carried the insurance although the car was jointly titled to both of us. When we broke up in 2007 she kept the car and I all but forgot about it. In 2012 I received notice that I owed past due property Taxes (This is Kentucky). I also learned from the DMV that the car had been registered in my name/address through 2010 at which time it wasn't paid or renewed. I also learned there is a lien on the car so it was apparently never paid off. I do not know where she lives and haven't seen the car or her in over 6 years.
I feel stuck now being financially responsible for a car that I don't have and can't get posession of. The DMV says it was last registered to me so I owe the taxes. GMAC (loan company) says I'm on the loan so I owe the payments (which are actually $500 in late fees....car itself is apparently paid off). I spoke to my local police department and was told I can't report it stolen since it's her car.
I really don't want to be liable for property that for all intents and purposes isn't mine.
I feel stuck now being financially responsible for a car that I don't have and can't get posession of. The DMV says it was last registered to me so I owe the taxes. GMAC (loan company) says I'm on the loan so I owe the payments (which are actually $500 in late fees....car itself is apparently paid off). I spoke to my local police department and was told I can't report it stolen since it's her car.
I really don't want to be liable for property that for all intents and purposes isn't mine.
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