Recent content by chryder

What is the name of your state? AZ Can anyone confirm that AnnualCreditReport.com is a legit website, i.e. not phishing? They ask for a lot of personal info -- that is obviously necessary for them to get the right report -- but paranoia has set in for me with some recent indications of ID...

What is the name of your state? AZ Following is part of a form C & D letter. Can anyone tell me what the authors of the letter are referring to by (SEE attached letter). Could they mean a copy of the letter sent by collection agency? Or... XYZ Collections 123 XXXX Ave Anytown, XX 17 April...

Cease&Desist vs Demand for Validation (was First Letter sent to prev address...etc) What is the name of your state? AZ An alleged debt has a last date of action some 13 years old. It is time-barred in my state. Being so old, it is also likely that the debt collection agency has no...

What is the name of your state? AZ I sent an earlier letter concerning a debt that was more than 13 years old. The letter announcing the attempt to collect the debt was sent to a previous address. (The resident that occupied the house after passed the letter on to me.) I am sending a cease and...

What is the name of your state? Ca I received a collection letter from an agency often mentioned here for an open account debt dating from prior to 1994. I called the agency to ask what it was about and was a bit chatty with him, and frankly, do not recall whether I ever said the debt was valid...