What is the name of your state? NJ
Hello, I am wondering if someone might be able to help me.
My brother just recently got a DUI. It has not gone into effect yet. He has a 2006 Honda Accord that he wants to give me, however the car is financed under his name.
I do not have very good credit do to some bad financial decisions I made in the past and I also really need a new car.
It would benefit him for me to take the car and pay the payments and it would benefit me as I need a new car.
Here's the thing. If I were to put his car on my insurance with him still owning the car and having it registered under his name than I will also be responsible for his DUI. I do not want that.
How can I take his car and get it registered under my name without having to change who is responsible for the payments.
I have a perfect driving record and I do not drink so I don't have to worry about doing the same thing he did and an I would like to not worry having to also pay for his actions if I take his car.
So in summary. He has a DUI, is going to get dropped by his insurance. He will then have a car that he is financing that he can't drive for 2 years (second DUI), He wants to give his financed car to me and I would like to take it. I do not have good credit and can not get a loan. The only way I can take the car is if I register and insure the car under my name. This is the only way it will not effect my insurance premium.
I hope all of this make sense. Any help is appreciated.
**I might have placed this is the wrong section...if I did can the moderators please move it to the DUI section.**
Hello, I am wondering if someone might be able to help me.
My brother just recently got a DUI. It has not gone into effect yet. He has a 2006 Honda Accord that he wants to give me, however the car is financed under his name.
I do not have very good credit do to some bad financial decisions I made in the past and I also really need a new car.
It would benefit him for me to take the car and pay the payments and it would benefit me as I need a new car.
Here's the thing. If I were to put his car on my insurance with him still owning the car and having it registered under his name than I will also be responsible for his DUI. I do not want that.
How can I take his car and get it registered under my name without having to change who is responsible for the payments.
I have a perfect driving record and I do not drink so I don't have to worry about doing the same thing he did and an I would like to not worry having to also pay for his actions if I take his car.
So in summary. He has a DUI, is going to get dropped by his insurance. He will then have a car that he is financing that he can't drive for 2 years (second DUI), He wants to give his financed car to me and I would like to take it. I do not have good credit and can not get a loan. The only way I can take the car is if I register and insure the car under my name. This is the only way it will not effect my insurance premium.
I hope all of this make sense. Any help is appreciated.
**I might have placed this is the wrong section...if I did can the moderators please move it to the DUI section.**
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