RaeTheLord
Junior Member
What is the name of your state?TX
My roomate has had a car accident recently. We just turned to exit a highway and due to the shape of the exit (a small hill), by the time he slowed down or noticed the state of the traffic, he ended up slightly hitting the bumper of a car stopped on the road due to traffric jams. It seems it is his fault but the problem now is his insurance company dropped him shortly before the incident, without notifying him, for late payments.
Now in the other car, the driver said she was being treated for neck pain before the incident, but said to feel a bit worse thereafter. She declined going to the hospital though, since it was not that bad.
My roomate's case is now an uninsured driver's one, I guess. And I am wondering what he is risking, due to the small damages to the other bumper. What should his statements to the other insurance company be, how bad is the situation, and what steps should he take?
My roomate has had a car accident recently. We just turned to exit a highway and due to the shape of the exit (a small hill), by the time he slowed down or noticed the state of the traffic, he ended up slightly hitting the bumper of a car stopped on the road due to traffric jams. It seems it is his fault but the problem now is his insurance company dropped him shortly before the incident, without notifying him, for late payments.
Now in the other car, the driver said she was being treated for neck pain before the incident, but said to feel a bit worse thereafter. She declined going to the hospital though, since it was not that bad.
My roomate's case is now an uninsured driver's one, I guess. And I am wondering what he is risking, due to the small damages to the other bumper. What should his statements to the other insurance company be, how bad is the situation, and what steps should he take?