Car Lien & Title

[OHRoadwarrior]

It sounds like negotiating for release of ownership by the insurance company is needed.

 

[justalayman]

the insurance company doesn't legally own the car. Without a lot more explanation as to why they would, there was no reason for them to pay the dealership. The guy that bought the car had legal title to the vehicle as proven by his contract. Until such time somebody wishes to challenge that, he owned the car and he subsequently transferred those rights to the OP.

OP does own the car. He needs to get a title whether it be through a bonded title or a quiet title action.

The insurance company would have no more right to "sell" the car and deliver title as would the guy that sold it to the dealership.

 

[OHRoadwarrior]

OP said the only reason the dealer cannot recover the vehicle is due to the insurance payment. If OP can negotiate the insurance companies interest, they can possibly arrange the dealer to re-process their valid title.

the insurance company doesn't legally own the car. Without a lot more explanation as to why they would, there was no reason for them to pay the dealership. The guy that bought the car had legal title to the vehicle as proven by his contract. Until such time somebody wishes to challenge that, he owned the car and he subsequently transferred those rights to the OP.

OP does own the car. He needs to get a title whether it be through a bonded title or a quiet title action.

The insurance company would have no more right to "sell" the car and deliver title as would the guy that sold it to the dealership.

 

[justalayman]

OP said the only reason the dealer cannot recover the vehicle is due to the insurance payment. If OP can negotiate the insurance companies interest, they can possibly arrange the dealer to re-process their valid title.

the insurance company has no interest in the vehicle regardless what the dealership says. Of course they will say they cannot recover the car because they have no right to. They have no damages.

Unless somebody reports the car stolen, the paper trail proves the guy in prison bought the car and the OP bought it from him.