What is the name of your state? Ohio. I asked a previous question about going to court for non-payment of a cc--haven't paid on it in 3 years--amount is $818.00 and I got papers to appear in muni court. My name is not on our house in any way and I do not own a car. I get SSI check monthly. but joint checking account with husband. Talk to friend who said the house could have a lien on it because it is martial property. True? How about checking account? It's where I deposit my SSI check.