What is the name of your state (only U.S. law)? California.
I had some musical instruments stolen from my church that belonged to me but I used almost exclusively for the church. The church had some items stolen at the same time. The church's insurance covers personal items and after the usual depreciation the church was issued a check. I found out later that the church used a percent of the insurance money for my specific items to pay it's deductible. The amount of money from my items going toward the deductible was nearly $500.
To my knowledge there is no official policy at the church regarding my obligation to help pay the deductible, had they asked I would have voluntarily said yes but I'm not sure if what they did was legal.
Thanks in advance
I had some musical instruments stolen from my church that belonged to me but I used almost exclusively for the church. The church had some items stolen at the same time. The church's insurance covers personal items and after the usual depreciation the church was issued a check. I found out later that the church used a percent of the insurance money for my specific items to pay it's deductible. The amount of money from my items going toward the deductible was nearly $500.
To my knowledge there is no official policy at the church regarding my obligation to help pay the deductible, had they asked I would have voluntarily said yes but I'm not sure if what they did was legal.
Thanks in advance