great_ideas
Member
What is the name of your state (only U.S. law)? Indiana
I spoke to a bankruptcy attorney 4 months ago, and they advised me to stop paying my creditors and file chapter 7. I received a case number and a phone number that I give to anyone who calls. I spoke to all my creditors the first time I missed a payment. Citibank called me at work, and I told them that I cannot receive personal calls at work, but I can discuss the matter at home anytime. They only need to call. I went home and called the number they gave me. I told them that I was filing chapter 7, and that I had given them my attorney's name and number previously. They calimed to not have it. They called me at work again the following week. I asked them to not call me there again. I called them when I got home from work. I told them to stop calling me at work and they asked me to make payment arrangements. I told them that I am filing Chapter 7. They said that they need my attorney's info! I gave them the information again! They called me the following week at work! I asked the caller for her supervisor, she hung up. Since then I've gotten 2 calls at home from a collection agency calling on Citicards behalf! I am also receiving letters in the mail daily from them!
Can they keep harrassing me until the day the attorney actually files my BK? Can they continue to call me at work? None of my other creditors have bothered me. Do they think that they can bully me into paying them? I don't have the money! If I did I wouldn't be filing a BK!
I spoke to a bankruptcy attorney 4 months ago, and they advised me to stop paying my creditors and file chapter 7. I received a case number and a phone number that I give to anyone who calls. I spoke to all my creditors the first time I missed a payment. Citibank called me at work, and I told them that I cannot receive personal calls at work, but I can discuss the matter at home anytime. They only need to call. I went home and called the number they gave me. I told them that I was filing chapter 7, and that I had given them my attorney's name and number previously. They calimed to not have it. They called me at work again the following week. I asked them to not call me there again. I called them when I got home from work. I told them to stop calling me at work and they asked me to make payment arrangements. I told them that I am filing Chapter 7. They said that they need my attorney's info! I gave them the information again! They called me the following week at work! I asked the caller for her supervisor, she hung up. Since then I've gotten 2 calls at home from a collection agency calling on Citicards behalf! I am also receiving letters in the mail daily from them!
Can they keep harrassing me until the day the attorney actually files my BK? Can they continue to call me at work? None of my other creditors have bothered me. Do they think that they can bully me into paying them? I don't have the money! If I did I wouldn't be filing a BK!