HowAboutThat
Junior Member
What is the name of your state? Ohio
My ex-wife & I had 2 houses when we were divorced, both of them had mortgages in my name only, since my credit was the best. Ex only signed the deeds, but neither mortgage.
Upon divorce, I kept one house and she the other. She was ordered to refinance the debt out of my name within 12 months. She didn't. I didn't file anything at the time, which I now realize I should've done.
Shortly after, probably 18 months after the divorce, she began missing payments. It was 120 days past due and in the foreclosure process when relatives stepped in to save the house, but not my credit of course. It's listed as a "foreclosure proceedings initiated" and "120 pays past due" on my credit report. And since it wasn't a joint debt, there was no real harm done to her own credit. Now the house has been sold and the debt is paid off.
I work in the financial industry and this foreclosure on my credit has caused me problems. I have been (I believe) denied jobs because of my credit, since they all check credit in my industry before hiring anyone. My income is much lower than it should be at this point in my career, partly because I have had to take any job I could get. Also, my interest rates on my credit cards are much higher than they should be.
Can I go after her for contempt of court, now that the thing is over & done with? Credit problems occurred about 2 years ago. Divorce happened about 4 years ago.
Can I get any kind of financial reward for the damage she has done to my credit, and potentially my career?What is the name of your state?
My ex-wife & I had 2 houses when we were divorced, both of them had mortgages in my name only, since my credit was the best. Ex only signed the deeds, but neither mortgage.
Upon divorce, I kept one house and she the other. She was ordered to refinance the debt out of my name within 12 months. She didn't. I didn't file anything at the time, which I now realize I should've done.
Shortly after, probably 18 months after the divorce, she began missing payments. It was 120 days past due and in the foreclosure process when relatives stepped in to save the house, but not my credit of course. It's listed as a "foreclosure proceedings initiated" and "120 pays past due" on my credit report. And since it wasn't a joint debt, there was no real harm done to her own credit. Now the house has been sold and the debt is paid off.
I work in the financial industry and this foreclosure on my credit has caused me problems. I have been (I believe) denied jobs because of my credit, since they all check credit in my industry before hiring anyone. My income is much lower than it should be at this point in my career, partly because I have had to take any job I could get. Also, my interest rates on my credit cards are much higher than they should be.
Can I go after her for contempt of court, now that the thing is over & done with? Credit problems occurred about 2 years ago. Divorce happened about 4 years ago.
Can I get any kind of financial reward for the damage she has done to my credit, and potentially my career?What is the name of your state?