I live in Texas and have a situation where I need to know if insurance will help and the extent of my liability.
My granddaughter (and others) are driving a car. I have her covered on my insurance (but none of the other drivers) as it was intended for her to use solely to go to school and work. Additionally, I have not received a clear title. It was supposedly in my son's name, but he never registered the change in title, so he is unable to transfer it properly to me.
What happens in the case of an accident? Will State Farm abide by its coverage if my granddaughter is the driver or will the clouded title cause issues? If there is a personal injury lawsuit, who is ultimately responsible - the driver, the insurer, or the title owner (as you can see, this could be 3 different people in 3 different families).What is the name of your state (only U.S. law)?
My granddaughter (and others) are driving a car. I have her covered on my insurance (but none of the other drivers) as it was intended for her to use solely to go to school and work. Additionally, I have not received a clear title. It was supposedly in my son's name, but he never registered the change in title, so he is unable to transfer it properly to me.
What happens in the case of an accident? Will State Farm abide by its coverage if my granddaughter is the driver or will the clouded title cause issues? If there is a personal injury lawsuit, who is ultimately responsible - the driver, the insurer, or the title owner (as you can see, this could be 3 different people in 3 different families).What is the name of your state (only U.S. law)?