southernbbq
Junior Member
What is the name of your state (only U.S. law)? Georgia
I have a 2016 luxury sports car with ~10,000 miles (value brand new $80k) that I owned for less than a year before I got hit by another driver who ran a stop sign. He assumed full responsibility and his insurance paid for the repairs which amounted to about $4000.
After the fact, I got an appraisal for diminished value which amounted to about $4000, and his insurance company denied my request stating that the vehicle had not assumed any major frame damage and therefore would not affect the value of the car.
I took the vehicle to the dealer, to Carmax and a few other dealers who appraised the car between $6000-$10000 less than what the value of the car would be without an accident and clearly (and in writing) cited that an accident on this vehicle has affected the trade in or sales value of the car.
I am now contemplating what to do: no attorneys will take the case on since there wasn't any personal injury. Living in Georgia, I could in theory file a DV claim with my insurance and have them go after his insurance, but I want to hold them directly accountable.
I am now considering suing in small claims but have read mixed advice--some say that I need to file suit against the driver and some say that I can go directly to the insurance company. Furthermore, I do feel like his insurance is acting in bad faith and I believe I can recover extra expenses if I can prove that (multiple back and forth with supervisors, providing several estimates and trying negotiation only to be told $0 when I have a lot of supporting evidence to me feels like bad faith).
Any suggestions on how to proceed?
I have a 2016 luxury sports car with ~10,000 miles (value brand new $80k) that I owned for less than a year before I got hit by another driver who ran a stop sign. He assumed full responsibility and his insurance paid for the repairs which amounted to about $4000.
After the fact, I got an appraisal for diminished value which amounted to about $4000, and his insurance company denied my request stating that the vehicle had not assumed any major frame damage and therefore would not affect the value of the car.
I took the vehicle to the dealer, to Carmax and a few other dealers who appraised the car between $6000-$10000 less than what the value of the car would be without an accident and clearly (and in writing) cited that an accident on this vehicle has affected the trade in or sales value of the car.
I am now contemplating what to do: no attorneys will take the case on since there wasn't any personal injury. Living in Georgia, I could in theory file a DV claim with my insurance and have them go after his insurance, but I want to hold them directly accountable.
I am now considering suing in small claims but have read mixed advice--some say that I need to file suit against the driver and some say that I can go directly to the insurance company. Furthermore, I do feel like his insurance is acting in bad faith and I believe I can recover extra expenses if I can prove that (multiple back and forth with supervisors, providing several estimates and trying negotiation only to be told $0 when I have a lot of supporting evidence to me feels like bad faith).
Any suggestions on how to proceed?