F
fondumatz2
Guest
What is the name of your state? Florida
hello!
i'm hoping someone can help regarding a hit-and-run accident.
my (brand new) car was parked august 5th in boca raton, when around 11pm a hit and run driver smashed the rear quarter panel and rear driver's side door from what appeared to be the opposite side of the road. we heard a noise from inside, but it didn't sound like a car being hit. the apartment complex (my sister lives in an apartment there owned by our parents) had told her she must have visitors park on the swale right next to the street/on the sidewalk when more than two cars are parked in the apartment lot (1 guest spot and her 1 allotted parking space). since she and her boyfriend each have a car, i had to park on the swale. i filed a police report when i discovered the damage, but neighbor's said they didn't see who did it, and i searched all the neighboring driveways and parking lots to try to find the culprit myself. the cop said there was nothing i could do, i would have to pay the deductible - $1000!! he also said the spot i was parked seemed unsafe, as it was right next to the road.
i had just shelled out thousands for the car of which i barely had, and although the repairs were finally completed last friday, i am unable to pick it up because i don't have the money to cover the deductible. it was undrivable because the door was bent an inch from the frame at the top, and it rains once a day here...
my question is (sorry for the editorializing) if i was told to park there by the homeowner's association for the complex, am i able by law to go after them as responsible parties? am i able to have them cover the damage to my car in their property insurance policy somehow?
i think it's a small price to pay since i've been without so much as a rental (didn't have the coverage on my insurance), frustration and lack of peace of mind in being unable to find the person that did it, and loss of money from being unable to get to work without a car for close to 3 weeks.
any suggestions? i realize any chance of finding the culprit is pretty much impossible - but if there's any way you can think of, that would be helpful too.
thanks,
j.
hello!
i'm hoping someone can help regarding a hit-and-run accident.
my (brand new) car was parked august 5th in boca raton, when around 11pm a hit and run driver smashed the rear quarter panel and rear driver's side door from what appeared to be the opposite side of the road. we heard a noise from inside, but it didn't sound like a car being hit. the apartment complex (my sister lives in an apartment there owned by our parents) had told her she must have visitors park on the swale right next to the street/on the sidewalk when more than two cars are parked in the apartment lot (1 guest spot and her 1 allotted parking space). since she and her boyfriend each have a car, i had to park on the swale. i filed a police report when i discovered the damage, but neighbor's said they didn't see who did it, and i searched all the neighboring driveways and parking lots to try to find the culprit myself. the cop said there was nothing i could do, i would have to pay the deductible - $1000!! he also said the spot i was parked seemed unsafe, as it was right next to the road.
i had just shelled out thousands for the car of which i barely had, and although the repairs were finally completed last friday, i am unable to pick it up because i don't have the money to cover the deductible. it was undrivable because the door was bent an inch from the frame at the top, and it rains once a day here...
my question is (sorry for the editorializing) if i was told to park there by the homeowner's association for the complex, am i able by law to go after them as responsible parties? am i able to have them cover the damage to my car in their property insurance policy somehow?
i think it's a small price to pay since i've been without so much as a rental (didn't have the coverage on my insurance), frustration and lack of peace of mind in being unable to find the person that did it, and loss of money from being unable to get to work without a car for close to 3 weeks.
any suggestions? i realize any chance of finding the culprit is pretty much impossible - but if there's any way you can think of, that would be helpful too.
thanks,
j.