What is the name of your state? new york we are in the process of buying a house, at closing we discovered that the owner of the house(deceased) had taken a mortgage out on the house without the knowledge of her children. the title co. attempted to get the amount owed, bank fees etc. but was unable to. now my lawyer says she cannot reschedule another closing date without the exact figures. more than a week and a half have gone past and still no figures. i am afraid that our mortgage commitment will expire ( it has been in effect about three weeks). does it usually take this long for a bank to send payoff figures on a house that has now gone into foreclosure? and, do the sellers even have the right to sell this house now?we feel that we are getting the run-around from everyone. and meanwhile, our landlord wants us out as we have lived out our security and did not pay rent for this month(month to month agreement, no lease. we feel that maybe something is going on that we don't know about.