What is the name of your state?Ohio, I just went thru a trial for an accident that was my fault.I hit another car, the girl filed a lawsuit against me nearly 2 years later. She was asking for $40,000 for injuries she claims was from the accident.My insurance co. would only offer $25,000 after a year of this it went to trial and the jury awarded her $181,000. I am only insured for $100,000 I didn't have any say in the matter and feel that if she had been offered what she was asking I would have been off the hook.The lawyer that represented me told me after the trial that the insurance co. gambled and lost and a rep. of the ins. co. said they would pay the full judgement but I have not received anything from the ins. co. releasing me of this judgement what should I do? If the ins. co. does not pay what are my options? Did the ins. co. act in a negligent manner?