Towtheline
Member
What is the name of your state? Colorado
I was injured in an auto/pedestrian accident. I (actually my lawyer did, but he is now disbarred and no longer practicing law) settled via arbitration the liability issue of the guy that hit me and in this settlement it says "...PIP benefits are not affected by the settlement".
Recently I found out that I am entitled to "enhanced PIP" coverage because the insurance company (IC) had a pedestrian exclusion for enhanced benefits in their policy. This exclusion was deemed illegal and the courts reformed the policy to include enhanced PIP benefits to pedestrians. The IC and the original plaintiff took this all the way to the 10th district court of appeals twice and basically ruled in favor of the plaintiff who was seeking lost wages. (This suit by this plaintiff was brought against the IC by him and "all others similar situated" and the time lines in which it was brought fit within the statute of limitations for my claim also). The court ruled that lost wages were available for an unlimited time and amount (up to the aggregate policy limits), but only from after the date the policy was judicially reformed.
I have not been able to return to work because of the injuries. So I am claiming lost-wages for well over 100k. The IC has said the underwriters are looking into the policy to see if these enhanced PIP benefits are available to me, and that this will take around 2 weeks. It is my understanding that the 10th district told the IC, in 2005, to look into all inactive claims that may be due these benefits. Regardless I recently sent the IC a "notice of amount claimed" after they asked for a tax return from 9 years ago and 14 pay stubs from 9 years ago.
So I plan on filing a compliant in court for the lost wages, and then a motion for summary judgment, using the previous case (the one I wrote about earlier in this post) that involved this same issue as the reason to grant the motion. DOES this sound like a good game plan?
Can I also ask for punitive damages because the IC should have known that I was entitled to these enhanced benefits but did not inform me of them, even after I told them I had quit working because of the injury?
Also I really am thinking about going to law school, and think that if I had a Pro Se litigation under my belt that it would look impressive on my application.
What are some of the dangers I might encounter if I do go Pro Se in this matter?
Thanks in advance for your advice.
I was injured in an auto/pedestrian accident. I (actually my lawyer did, but he is now disbarred and no longer practicing law) settled via arbitration the liability issue of the guy that hit me and in this settlement it says "...PIP benefits are not affected by the settlement".
Recently I found out that I am entitled to "enhanced PIP" coverage because the insurance company (IC) had a pedestrian exclusion for enhanced benefits in their policy. This exclusion was deemed illegal and the courts reformed the policy to include enhanced PIP benefits to pedestrians. The IC and the original plaintiff took this all the way to the 10th district court of appeals twice and basically ruled in favor of the plaintiff who was seeking lost wages. (This suit by this plaintiff was brought against the IC by him and "all others similar situated" and the time lines in which it was brought fit within the statute of limitations for my claim also). The court ruled that lost wages were available for an unlimited time and amount (up to the aggregate policy limits), but only from after the date the policy was judicially reformed.
I have not been able to return to work because of the injuries. So I am claiming lost-wages for well over 100k. The IC has said the underwriters are looking into the policy to see if these enhanced PIP benefits are available to me, and that this will take around 2 weeks. It is my understanding that the 10th district told the IC, in 2005, to look into all inactive claims that may be due these benefits. Regardless I recently sent the IC a "notice of amount claimed" after they asked for a tax return from 9 years ago and 14 pay stubs from 9 years ago.
So I plan on filing a compliant in court for the lost wages, and then a motion for summary judgment, using the previous case (the one I wrote about earlier in this post) that involved this same issue as the reason to grant the motion. DOES this sound like a good game plan?
Can I also ask for punitive damages because the IC should have known that I was entitled to these enhanced benefits but did not inform me of them, even after I told them I had quit working because of the injury?
Also I really am thinking about going to law school, and think that if I had a Pro Se litigation under my belt that it would look impressive on my application.
What are some of the dangers I might encounter if I do go Pro Se in this matter?
Thanks in advance for your advice.