Kentucky
I was a passenger in a car wreck about 2 weeks ago. I have a very bad neck injury, but before this wreck I had just got over it... so frustrating. I have an extremely serious case of arthritis in my neck with bone spurs sprouting out like tree limbs in my spine. For over 6 months I had been off those powerful pain meds and actually been able to work somewhat but now I fear it has became far worse.
That night at the ER the Catscan showed a bone spur indeed had again damaged a few nerves. My neck istelf locally on my left and right side are now in constant pain, sometimes it developes into blinding headaches that make me literally want to be put under. My left are I and mostly my left hand I have now lost a great deal of sensation in and strength, in my right hand the tips of my fingers feel like they are dead entirely.
The ER doctor told me I shouldn't do much of anything but stry to keep my neck supported until I follow up with a familn doctor who can refer me to a neurologist. I have been a self employed cable television construction worker my entire life and now I can't even hardly tie up my boots let alone climb up and down power poles. I prayed it would go away but it hasn't, I have lost over 600 dollars in wages in the past two weeks. However the insurance company is demanding something in writing from a doctor.. when I called the ER doctor back he actually refused to put into writing the instructions he gave me at bedside. Because I don't have cash and have to use a family doctor that will bill pip I had to wait until 11-9 to get into a doctor for a referal.
I desperately need my lost wages to start rolling in immediately, is it even legal for a doctor to refuse to put in writing his recommendations? How can I go about getting lost wages from the date of the accident? I do have an attorney but I am having a very terrible time getting him to realize how desperate I am for my rent money.
I do know the insured had purchased additional PIP up to 50,000$ and also has 25,000$ in bodily injury insurance. However the Insurance company I believe is lying to me in telling me the insured has 10,000 in pip and only 200 a week for lost wages... the declarations page says up to 50,000 in additional pip and 500.00$ a week in lost wages.
Now does that only kick in after the first 10 grand is gone?
And It also seems to me anybody with a brain looking at my nasty CT scan could see that I should even be carefull sneezing with the seriousness of my neck injury.
Any ideas on how I can secure some kind of funds out of this to support my family while I try yet again to endure the miserable epidural shots and nerve blocks and the physical therapy which I think actually makes my neck worse...
I desperately need advice I have never had a claim, though once I had an opporunity to do that I didn't because I was so afraid of my insurance rates going up.... but they did anyway and only I had to pay out of pocket the expenses to fix me back up to being able to feed my family.
I'm only 33 years old, but I do have some serious signs of the hard labor I've had to live off of... I just want to be able to tought it out a few more years at least until I can have a little money saved up for retirement.
But right now it looks like my career and my life as I know it is ruined..
Please help!
I was a passenger in a car wreck about 2 weeks ago. I have a very bad neck injury, but before this wreck I had just got over it... so frustrating. I have an extremely serious case of arthritis in my neck with bone spurs sprouting out like tree limbs in my spine. For over 6 months I had been off those powerful pain meds and actually been able to work somewhat but now I fear it has became far worse.
That night at the ER the Catscan showed a bone spur indeed had again damaged a few nerves. My neck istelf locally on my left and right side are now in constant pain, sometimes it developes into blinding headaches that make me literally want to be put under. My left are I and mostly my left hand I have now lost a great deal of sensation in and strength, in my right hand the tips of my fingers feel like they are dead entirely.
The ER doctor told me I shouldn't do much of anything but stry to keep my neck supported until I follow up with a familn doctor who can refer me to a neurologist. I have been a self employed cable television construction worker my entire life and now I can't even hardly tie up my boots let alone climb up and down power poles. I prayed it would go away but it hasn't, I have lost over 600 dollars in wages in the past two weeks. However the insurance company is demanding something in writing from a doctor.. when I called the ER doctor back he actually refused to put into writing the instructions he gave me at bedside. Because I don't have cash and have to use a family doctor that will bill pip I had to wait until 11-9 to get into a doctor for a referal.
I desperately need my lost wages to start rolling in immediately, is it even legal for a doctor to refuse to put in writing his recommendations? How can I go about getting lost wages from the date of the accident? I do have an attorney but I am having a very terrible time getting him to realize how desperate I am for my rent money.
I do know the insured had purchased additional PIP up to 50,000$ and also has 25,000$ in bodily injury insurance. However the Insurance company I believe is lying to me in telling me the insured has 10,000 in pip and only 200 a week for lost wages... the declarations page says up to 50,000 in additional pip and 500.00$ a week in lost wages.
Now does that only kick in after the first 10 grand is gone?
And It also seems to me anybody with a brain looking at my nasty CT scan could see that I should even be carefull sneezing with the seriousness of my neck injury.
Any ideas on how I can secure some kind of funds out of this to support my family while I try yet again to endure the miserable epidural shots and nerve blocks and the physical therapy which I think actually makes my neck worse...
I desperately need advice I have never had a claim, though once I had an opporunity to do that I didn't because I was so afraid of my insurance rates going up.... but they did anyway and only I had to pay out of pocket the expenses to fix me back up to being able to feed my family.
I'm only 33 years old, but I do have some serious signs of the hard labor I've had to live off of... I just want to be able to tought it out a few more years at least until I can have a little money saved up for retirement.
But right now it looks like my career and my life as I know it is ruined..
Please help!
