I am going to take this to another lawyer to have it reviewed. That is the best advice I have seen here and thank you for all the other advice as well. Basically I went into this marrige with myself and my kids and that is it. I gave up my car and home which I was just renting the home. The pre nup mostly stated that everything he brought into the marriage remains his and anything we accumulate after while be "shared".
Definitely check with an attorney, but it sounds like the prenup isn't really going to do much. Under most state laws, the things that he brought into the marriage remain his and things accumulated during the marriage are shared, even if you didn't sign a prenup.
If you were renting a home, then you didn't give anything up - at least in terms of assets. Basically, you came into the marriage with nothing and will begin accumulating things as a married couple. Nothing particularly nefarious there.
Now he tells me that he does not have a will, but he has put me on his life insurance. I just felt rushed and crazied to be given this 4 days before wth everything paid for and planned for the wedding. I did not agree to the section he had written up stating that I could not seek alimony. I had his lawyer change that. I just feel i screwed myself without thinking or having time to think. I did not talk to anyone about this before and still now. I need to have this looked at
If he dies without a will, the estate distribution determines how the assets will be distributed.
First thing that will happen is that you will get his life insurance money. You will also be able to stay in the house until the court orders otherwise. Then they'll split up all the other assets.
The will isn't NECESSARY since the state will determine how things are split, but it IS a really good idea to have one. First, he may want to distribute his assets differently than the state would do so. Second, it will take longer without a will and is more likely to be challenged.
As for waiving alimony, I'm not sure that would have been binding even if you had signed it. The court reserves the right to set alimony and I suspect that any agreement you reach on the matter is not binding until the court approves it.
While it's certainly scary and your husband was probably not very tactful in how he handled this, it's not clear that he set out to cheat you. It could have been as simple as him not understanding that his separate property would remain separate even after you married (as long as it wasn't comingled).
I would suggest that you have your meeting with an attorney. THEN, I would suggest that both of you sit down with a good financial planner to help you understand what you have, what you need in the event either of you dies, how you're going to handle finances, retirement, education, etc., etc., etc. It will cost you a little bit of money, but the peace of mind will make it worthwhile (plus, you might learn something that will help you to make smarter decisions going forward).