What is the name of your state? Wisconsin
I was involved in a very minor accident yesterday morning; I bumped into another vehicle at a stoplight. There was no damage at all, and no injuries. The police came, because the other person wanted a report, but they basically said no damage no report, and left.
Now, apparently this other person contacted my insurance agent, though I have no clue why. There's no need for a claim. My agent left a message for me to call back. If I call them back and admit to having an accident (albeit no damage, etc), can they file a claim and thus raise my premiums? What should I do about this person I hit? I'm guessing they're trying to file a claim about something if they called my agent...?
Thanks!
I was involved in a very minor accident yesterday morning; I bumped into another vehicle at a stoplight. There was no damage at all, and no injuries. The police came, because the other person wanted a report, but they basically said no damage no report, and left.
Now, apparently this other person contacted my insurance agent, though I have no clue why. There's no need for a claim. My agent left a message for me to call back. If I call them back and admit to having an accident (albeit no damage, etc), can they file a claim and thus raise my premiums? What should I do about this person I hit? I'm guessing they're trying to file a claim about something if they called my agent...?
Thanks!