snlman0303
Junior Member
I live in Washington state.
So I co-signed a car loan with somebody and she has a payment that went delinquent on my credit. The payment is over 100 days old now and I feel I must pay it soon before it goes to a third party. The only thing that worries me is somehow when we signed the loan I ended up being the primary on the loan even though the car was for her. With enough evidence would I be able to sue her for the late payment? my evidence would be witness statements saying that she was the driver and person making payments on the car, the sales paperwork itself would show the she traded in her old car registered in her name for the new one, statements from the salesmen saying she was the one who was car shopping and the one who drove off with the car, history from our lender showing that her bank card was the only one that ever made payments on the loan, texts from her talking about her making and missing payments, texts from her stating that we need to get me off of "her loan", she was the only one ever insured to drive the car. The car is now totaled, she was the one driving it...our missing payment is the payment before she got into her accident. she thinks that the gap insurance will cover a payment missed before her car accident..i think otherwise. Can I sue for the missed payment if I pay it? any other evidence I may need?
So I co-signed a car loan with somebody and she has a payment that went delinquent on my credit. The payment is over 100 days old now and I feel I must pay it soon before it goes to a third party. The only thing that worries me is somehow when we signed the loan I ended up being the primary on the loan even though the car was for her. With enough evidence would I be able to sue her for the late payment? my evidence would be witness statements saying that she was the driver and person making payments on the car, the sales paperwork itself would show the she traded in her old car registered in her name for the new one, statements from the salesmen saying she was the one who was car shopping and the one who drove off with the car, history from our lender showing that her bank card was the only one that ever made payments on the loan, texts from her talking about her making and missing payments, texts from her stating that we need to get me off of "her loan", she was the only one ever insured to drive the car. The car is now totaled, she was the one driving it...our missing payment is the payment before she got into her accident. she thinks that the gap insurance will cover a payment missed before her car accident..i think otherwise. Can I sue for the missed payment if I pay it? any other evidence I may need?