Not_By_Default
Junior Member
What is the name of your state? California
Location: County of San Bernardino in the State of California
Hi
I'm trying to buy a house and it came up in my credit report that the IRS has a lien against me. (?) I don't and never had an actual lien but the IRS did notify me that they had an intent to levy a lien. I finally got this all cleared up about two years ago or so I thought.
I contacted the accountant that did my taxes and she said to go to the IRS office and ask them for a 'release of lien'. The IRS sent me over to the county recorder's office for them to release it. (?) At this time the IRS told me that everything had been taken care of the year before and I should have no problem at the recorder's office.
The county absolutely could find no record of a lien on file. Not anywhere. How this shows up on the realtor's report and not on the county recorder's file is beyond me.
I went back to the IRS and told them the county had nothing on file and they then said to contact the credit agency to clear it up because they, the IRS, "never actually had levied a lien in the first place." Nevermind that they told me less than 15 minutes prior that the lien issue had been resolved a year ago.
The credit agencies say that unless I have a release of the lien from the IRS they will not even consider doing anything about removing it from my credit file.
The IRS refuses to give me a release of lien saying that I don't need one because there never was a lien; rather (at then time) they "intend to levy on certain assests" albeit they never did.
And although I can somewhat understand this way of their reasoning, it does nothing towards getting the erroneous info off of my credit file.
Clearly the IRS is the over zealous party responsible for putting the lien info into my credit file and just as clearly they refuse to do anything about taking it off since apparently that would be tantamount to admitting they never should've put it there at all? A truly hopeless situation?
Again, at no time did the IRS actually levy a lien against me. However, they did report that they had indeed done so to the credit agencies.
Any suggestions will be greatly appreciated.
Location: County of San Bernardino in the State of California
Hi
I'm trying to buy a house and it came up in my credit report that the IRS has a lien against me. (?) I don't and never had an actual lien but the IRS did notify me that they had an intent to levy a lien. I finally got this all cleared up about two years ago or so I thought.
I contacted the accountant that did my taxes and she said to go to the IRS office and ask them for a 'release of lien'. The IRS sent me over to the county recorder's office for them to release it. (?) At this time the IRS told me that everything had been taken care of the year before and I should have no problem at the recorder's office.
The county absolutely could find no record of a lien on file. Not anywhere. How this shows up on the realtor's report and not on the county recorder's file is beyond me.
I went back to the IRS and told them the county had nothing on file and they then said to contact the credit agency to clear it up because they, the IRS, "never actually had levied a lien in the first place." Nevermind that they told me less than 15 minutes prior that the lien issue had been resolved a year ago.
The credit agencies say that unless I have a release of the lien from the IRS they will not even consider doing anything about removing it from my credit file.
The IRS refuses to give me a release of lien saying that I don't need one because there never was a lien; rather (at then time) they "intend to levy on certain assests" albeit they never did.
And although I can somewhat understand this way of their reasoning, it does nothing towards getting the erroneous info off of my credit file.
Clearly the IRS is the over zealous party responsible for putting the lien info into my credit file and just as clearly they refuse to do anything about taking it off since apparently that would be tantamount to admitting they never should've put it there at all? A truly hopeless situation?
Again, at no time did the IRS actually levy a lien against me. However, they did report that they had indeed done so to the credit agencies.
Any suggestions will be greatly appreciated.