I will use small words and simple sentences. Using big words and complex grammar seems to have confused you.
The OP can not sue on that law. One must have a "cause of action" to sue. The OP does not have a "cause of action". He also has no damages. I have asked you many times for the cause of action and you still can not give one.
I am done now. You get the last word. I am sure it will be as wise as the rest of the ones you have used.
gee, and I was being nice to you too, since nothing in your dribble says NO he can not sue, then I would challenge you to find a cause of action for him not to sue instead of running away like your scared. How about missed work? How about harassing phone calls and emails which go beyond the collection calls governing these agencies? Yeah, sure they could claim malicious prosecution and blah blah blah but what does that do? nothing and is really not likely to happen. Personally, I told him what I would do, ask them to lower the repayment to the maximum by law that they are allowed to receive. Repay that and then never ever go get another pay day loan ever again. If he wants to throw another 100-200 dollars at it trying to get payment for time, energy and damages in dealing with this then that is up to him. You nor I will be making that decision for him and if he loses which he probably would, at least he tried and that was what he wanted to know from his original question.
Instead of helping this guy out you hijacked his thread with a lot of nonsense which helps no one, now you can run along and kick your post counts up by blowing up ridiculous tangents to threads.
