Paying a judgment while in Ch 13

[KJD_0214]

Illinois

Hello, My wife and I are currently 2 years into our Ch 13 and in repayment. My wife had a judgment that was included in our BR but it is still open since we are making the monthly payments. However, We are loosing our rental and would like to buy a house and cannot get a mortgage with an open judgment. Is there a way to get a release of judgment on this? Can we just pay it off outside of our BR?

 

[racer72]

You need to ask your trustee.

 

[alsherooq]

You need to ask your trustee.

You can do that.

 

[justalayman]

You can do that.

No but the debtor can do that. The trustee controls your finances during the BK so if you wish to alter the plan they have established, it must be approved by them. They are also going to want to know where you are getting the funds to pay off this debt.