juneclevrwanabe
Junior Member
What is the name of your state (only U.S. law)?
I am from upstate New York. Has anyone ever heard of "Repo on paper"? My husband passed away over a year ago. His was truck was a Smartbuy lease, meaning it has a title. A couple of months after he died I called the company and asked about turning in the truck. They basically told me unless I wanted it to be considered a reposession I would have to continue paying on it or get someone else to take it over or buy it out. I didn't want to do that so I continued on paying the payment. It has a perfect credit history. I did this because when the Smartbuy was up I wanted to turn it in with everything being in order. I did what I was supposed to do. Now, because my husband is not here to sign the title they are trying to tell me they have to do what is called a "repo on paper" so that they can resell the truck. We of course were not prepared for his death so there is no will, my name was not on the vehicle. and the probate "stuff" is taking forever. They insist it will not effect his credit or mine. I don't feel that I should have to sign any paper that says "repo" of any sort. I did everything I was supposed to do so that this would be taken care of properly.
I would appreciate any comments or suggestions anyone has.
Thank You!
I am from upstate New York. Has anyone ever heard of "Repo on paper"? My husband passed away over a year ago. His was truck was a Smartbuy lease, meaning it has a title. A couple of months after he died I called the company and asked about turning in the truck. They basically told me unless I wanted it to be considered a reposession I would have to continue paying on it or get someone else to take it over or buy it out. I didn't want to do that so I continued on paying the payment. It has a perfect credit history. I did this because when the Smartbuy was up I wanted to turn it in with everything being in order. I did what I was supposed to do. Now, because my husband is not here to sign the title they are trying to tell me they have to do what is called a "repo on paper" so that they can resell the truck. We of course were not prepared for his death so there is no will, my name was not on the vehicle. and the probate "stuff" is taking forever. They insist it will not effect his credit or mine. I don't feel that I should have to sign any paper that says "repo" of any sort. I did everything I was supposed to do so that this would be taken care of properly.
I would appreciate any comments or suggestions anyone has.
Thank You!