Did you search the CA and their attorney to see if they file lawsuits?
You need a second opinon for that? When CA's, credit card companies, or junk debt buyers sue in ok, they sue for breach of written contract / agreement. It is on the petitions and not subject to my ignorance.
Debtguy already said "OS 12A-3-118 says the statue of limitations for a revolving account is 3 years." How bout reading 12A-3-118 and seeing if it really SAYS that. That will be for the judge to decide.
You can't really tell a CA to cease and desist collection. You can tell them to cease communication or refuse payment. When you do that you give them 2 options 1) sue or 2) drop it and go on to the next one.
You need a second opinon for that? When CA's, credit card companies, or junk debt buyers sue in ok, they sue for breach of written contract / agreement. It is on the petitions and not subject to my ignorance.
Debtguy already said "OS 12A-3-118 says the statue of limitations for a revolving account is 3 years." How bout reading 12A-3-118 and seeing if it really SAYS that. That will be for the judge to decide.
You can't really tell a CA to cease and desist collection. You can tell them to cease communication or refuse payment. When you do that you give them 2 options 1) sue or 2) drop it and go on to the next one.