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What is the name of your state? Massachusetts
My husband went to school in California (1993-1995). While he was there, he incurred some credit card debt. He moved to Canada in the summer of 1995 after finishing, and never expected to return to the United States. As it turned out, we are back again. We moved to MA in early 2001. We bought our first house this year, and we just closed on the deal and moved in this past July. Last week, we received a letter from a collection agency that informed my husband of a debt that he owed to AT&T (I think) to the tune of $4300. If we paid by Oct 1/04, then we would only be responsible for $2150. I am wondering if there is a statute of limitations. The debt would have been incurred prior to the fall of 1995, or however long the credit card company kept the file open. We've been in MA since January of 2001, and have heard nothing until this last week.
Any suggestions? Is it legal? Do we have to pay the collection agency? Are they just hoping that we don't look into this debt further? Thanks in advance...
My husband went to school in California (1993-1995). While he was there, he incurred some credit card debt. He moved to Canada in the summer of 1995 after finishing, and never expected to return to the United States. As it turned out, we are back again. We moved to MA in early 2001. We bought our first house this year, and we just closed on the deal and moved in this past July. Last week, we received a letter from a collection agency that informed my husband of a debt that he owed to AT&T (I think) to the tune of $4300. If we paid by Oct 1/04, then we would only be responsible for $2150. I am wondering if there is a statute of limitations. The debt would have been incurred prior to the fall of 1995, or however long the credit card company kept the file open. We've been in MA since January of 2001, and have heard nothing until this last week.
Any suggestions? Is it legal? Do we have to pay the collection agency? Are they just hoping that we don't look into this debt further? Thanks in advance...