mollym.sequoia@
Junior Member
What is the name of your state? California
Homeowners insurance also covers my landlord insurance. I have a $5000 deductable.
Here's the situation:Tenant finally vacated. I was finally able to assess damage. Got estimates and ot came to $50,000 +/- (rodents, trash, missing cabinets, all windows broken, doors broken, garage door broken, toilet, etc.). Called insurance. Adjuster did inspection and said that they decided the claim was three seperate events, and therefore the deductable would apply for each event. The adjusters estimate came in below the deductable for each event, so he said it would be pointless to file a claim.
Is this legal? Could someone give me some useful info (laws, etc.) to reference when I talk to the insurance company?
Homeowners insurance also covers my landlord insurance. I have a $5000 deductable.
Here's the situation:Tenant finally vacated. I was finally able to assess damage. Got estimates and ot came to $50,000 +/- (rodents, trash, missing cabinets, all windows broken, doors broken, garage door broken, toilet, etc.). Called insurance. Adjuster did inspection and said that they decided the claim was three seperate events, and therefore the deductable would apply for each event. The adjusters estimate came in below the deductable for each event, so he said it would be pointless to file a claim.
Is this legal? Could someone give me some useful info (laws, etc.) to reference when I talk to the insurance company?