J
job40dinos
Guest
What is the name of your state? Arkansas -
Two weeks ago an F1 class tornado damaged our vehicle. The vehicle was uninsured at the time. The damage to the vehicle was caused by our neighbor's portable carport which was not attached to their home, nor secured to the ground. The carport flew through the air and slammed into our van, breaking a window and making some major dents in the side and front. We do not believe that any engine damage was done, although we have not had it checked out yet, nor used the van since the tornado.
The neighbor's homeowner insurance refuses to pay for the damage. First the insurance company claimed that the carport was secured to the home, but when we produced evidence that it was not secured, they claimed that we would have to prove that our neighbor was negligent for not securing the portable carport.
Our homeowner's insurance agent said that the other company was bluffing and we should challenge this company.
We do not have a clue about our rights here. Any suggestions? What should we do?
Thanks for the help!
Two weeks ago an F1 class tornado damaged our vehicle. The vehicle was uninsured at the time. The damage to the vehicle was caused by our neighbor's portable carport which was not attached to their home, nor secured to the ground. The carport flew through the air and slammed into our van, breaking a window and making some major dents in the side and front. We do not believe that any engine damage was done, although we have not had it checked out yet, nor used the van since the tornado.
The neighbor's homeowner insurance refuses to pay for the damage. First the insurance company claimed that the carport was secured to the home, but when we produced evidence that it was not secured, they claimed that we would have to prove that our neighbor was negligent for not securing the portable carport.
Our homeowner's insurance agent said that the other company was bluffing and we should challenge this company.
We do not have a clue about our rights here. Any suggestions? What should we do?
Thanks for the help!