transferring my auto insurance

[Shr00m]

What is the name of your state?OH

I have a question and am wondering if it is possible:

If a person gets a DUI or similar offence and owns their own business, is there a way to transfer their insurance, title, and/or registration to their business to avoid high insurance premiums if their business revolves around transportation to and from the jobsite?

 

[testedmonkey]

Driver

Insurance premiums are based in part on the driving records of the vehicle operators. If you own the business, you will be listed as a driver on the commercial auto policy. If you have a DUI, the policy premium will be affected by that. Same thing applies if you have an employee with a DUI. Just because the vehicles are registered to the business doesn't mean you won't pay a higher premium for having that driver on the policy.

 

[testedmonkey]

Post Script

And by the way, if you use those vehicles in any way for business, they should be on a commercial auto policy anyway. A personal auto policy does not provide adequate coverage for commercial auto exposures. In a lot of cases, personal auto insurance carriers limit or completely exclude coverage if the vehicle is used for business.