ManchesterMommy
Junior Member
What is the name of your state (only U.S. law)? Tennessee
I have a couple of urgent questions regarding a pending general sessions court date 2 days from now….. I defaulted on a $679.00 credit card debit with Lowes/GE Capital Retail Bank which was sold to Portfolio Recovery Associates. The debt is now being handled by McLemore & Edington, PLLC. in Knoxville, TN. The debt is now $852.33, and I have been served a summons to appear in court regarding the debt. I do not dispute the debt, but I would like to avoid a judgment. I have tried contacting McLemore & Edington and can not get a hold of a live person. I called 21 times today to try and make payment so to avoid the judgement, every single time I got a recording. I know that sounds crazy to call that many times, but I am starting to get very worried. Since I couldn’t get a hold of anyone, I tried calling PRA to see if they would take the payment directly. I spoke to a regular rep and a supervisor and both said they couldn’t take the payment and I needed to call the lawyers office. I tried explaining I could not reach a live person, but that didn't seem to matter. I am not sure how to proceed??
Can someone sue you and then refuse to take payment? What if I can not get through to the lawyers office tomorrow? If I end up having to go to court can I avoid a judgement or is it to late? Upon searching different sites I seem to get conflicting information. I have seen sites say that you can settle up to the last moment; then I have also read that it is true, but that it will still be considered a judgement. Any help you can offer is greatly appreciated!
I have a couple of urgent questions regarding a pending general sessions court date 2 days from now….. I defaulted on a $679.00 credit card debit with Lowes/GE Capital Retail Bank which was sold to Portfolio Recovery Associates. The debt is now being handled by McLemore & Edington, PLLC. in Knoxville, TN. The debt is now $852.33, and I have been served a summons to appear in court regarding the debt. I do not dispute the debt, but I would like to avoid a judgment. I have tried contacting McLemore & Edington and can not get a hold of a live person. I called 21 times today to try and make payment so to avoid the judgement, every single time I got a recording. I know that sounds crazy to call that many times, but I am starting to get very worried. Since I couldn’t get a hold of anyone, I tried calling PRA to see if they would take the payment directly. I spoke to a regular rep and a supervisor and both said they couldn’t take the payment and I needed to call the lawyers office. I tried explaining I could not reach a live person, but that didn't seem to matter. I am not sure how to proceed??
Can someone sue you and then refuse to take payment? What if I can not get through to the lawyers office tomorrow? If I end up having to go to court can I avoid a judgement or is it to late? Upon searching different sites I seem to get conflicting information. I have seen sites say that you can settle up to the last moment; then I have also read that it is true, but that it will still be considered a judgement. Any help you can offer is greatly appreciated!