What is the name of your state? North Carolina
Could you give me some advice on my situation?
A month ago a driver hit my car and caused some damage. The police showed up and reported the incident. It was all his fault. This guy first said he would like to settle this case privately and I allowed him to do so. But it turned out it was a hoax. After one month of the incident I finally reported the accident to his insurance company (which he gave the wrong information initially and I checked with the police again and got the correct one). Now the insurance company found that this guy was not actually covered. He was driving his wife's car.
So could you tell me who should finanlly pay the insurance, the insurance company or the guy himself? And if it's the latter, do I need to sue him before getting the compensation for the car's damage?
Thank you in advance!
Dong
Could you give me some advice on my situation?
A month ago a driver hit my car and caused some damage. The police showed up and reported the incident. It was all his fault. This guy first said he would like to settle this case privately and I allowed him to do so. But it turned out it was a hoax. After one month of the incident I finally reported the accident to his insurance company (which he gave the wrong information initially and I checked with the police again and got the correct one). Now the insurance company found that this guy was not actually covered. He was driving his wife's car.
So could you tell me who should finanlly pay the insurance, the insurance company or the guy himself? And if it's the latter, do I need to sue him before getting the compensation for the car's damage?
Thank you in advance!
Dong
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