Calling cell phones

[longsally111]

What is the name of your state? South Carolina
OK, this seems kind of weird but we are fighting over this question. It is my understanding that collection agencies are not allowed to incur you more debt in their attempts to collect their debt. So, with that in mind, are they allowed to call your cell phone, which would use up your minutes you pay for and cost you money?

 

[TigerD]

What is the name of your state? South Carolina
OK, this seems kind of weird but we are fighting over this question. It is my understanding that collection agencies are not allowed to incur you more debt in their attempts to collect their debt. So, with that in mind, are they allowed to call your cell phone, which would use up your minutes you pay for and cost you money?

Great question. It is also a point of debate in the industry. Since so many people are using cell phones exclusively, then the only way to contact them is through the cell. Also if they gave the number as their contact number with the OC...

But it simply hasn't been litigated out.

DC

 

[longsally111]

is this right?

so as of now, I can tell bill collectors not to call my cell phone that they are incurring me debt? That is what I have been doing in the past.

 

[Some Random Guy]

And they are free stop playing games with you and just sue you.

 

[moburkes]

And they are free stop playing games with you and just sue you.

OP, if you do decide to do this, then you should make your request in writing. Also, everyone doesn't pay for each cell phone minute. Unless you pay by the minute, most people having a certain # of minutes that they pay for each month. Or, free nights/weekends.

 

[GrowUp!]

so as of now, I can tell bill collectors not to call my cell phone that they are incurring me debt? That is what I have been doing in the past.

You have the right to ask them to cease calling you period -- whether it's on a cell or landline. Don't be surprised if their next move is filing suit against you.

 

[FlyingRon]

It took me over a year to get NCA (Atlanta) to STOP calling my cell phone looking for someone else. My only consolation is that I probably ran up more charges for them on their 800# than they cost me on my cell. The Fair Credit laws don't apply to moron collection agencies harassing third parties.

 

[xylene]

Cell phone have Caller ID and programmable functions. This has been the case since the early nineties.

Program your phone to ONLY ring for calls you have approved the phone number. Set all other calls to be rejected or shunted to voice mail.

To check voice mails at no charge by calling the remote access VM 800 number and then key in your telephone number and ID code. Do this from a pay phone (calls to 800 services are generally free)


No annoyance and no charges.

 

[FlyingRon]

Not exactly practical. I do not wish to prescreen all calls nor is it possible for me to know all the numbers I may wish to talk to.

I do wish that when the *******s are told that the number is NOT the person they are looking for and that they promise to remove it from the record, that they actually do so rather than just lying about it and repeating the call.

Further they forge the caller ID and also lie about the caller when leaving messages.

 

[TigerD]

Not exactly practical. I do not wish to prescreen all calls nor is it possible for me to know all the numbers I may wish to talk to.

I do wish that when the *******s are told that the number is NOT the person they are looking for and that they promise to remove it from the record, that they actually do so rather than just lying about it and repeating the call.

Further they forge the caller ID and also lie about the caller when leaving messages.

This is somewhat hijacking the original thread, but I will answer anyway.
The debtor probably still giving out your phone number as his. That way he doesn't get the calls.

 

[longsally111]

My answer

ok, I dont know what happenend here to this thread and the info you all are talking about. For me, they are calling on something where the SOL has expired YEARS ago. When the CA calls, I tell them not to contact me on that number again. They then sell the account and 6 months later, the new CA calls. I tell them the same thing. I was just wondering about my original question and DC gave me my answer, they are still deciding aout it.

 

[moburkes]

ok, I dont know what happenend here to this thread and the info you all are talking about. For me, they are calling on something where the SOL has expired YEARS ago. When the CA calls, I tell them not to contact me on that number again. They then sell the account and 6 months later, the new CA calls. I tell them the same thing. I was just wondering about my original question and DC gave me my answer, they are still deciding aout it.

The SOL is a defense in a lawsuit. It doesn't mean that they can't try to collect their money by calling you. When you verbally tell them to stop calling you, you aren't protecting any rights. Communicate in writing.

 

[SimpleMind]

calls

Why not change the number of the cell phone? If you tell your cellular carrier your story, they will more than likely change the number for free.