What is the name of your state? Tennessee
I have posted about my mom's issues before but things continue to pop up. My step-dad passed away on New Year's Eve. He had a loan (Wells Fargo) and several other bills that were in his name only. My mom sent copies of his statements to her lawyer and he (lawyer) sent out letters to these agencies stating that my step-dad had indeed passed away, he had no assets/estate/savings and these bills were in his name only. The lawyer also included copies of the death certificate. We had assumed that these billing issues would be done and over with. The majority of companies have ceased communication but Wells Fargo just will not go away.
A week or so after the intial letters were sent out, WF contacted my mom regarding the late payments. She, again, started that he had passed away, the bills were in his name only and there was no estate. They asked for a copy of the death certficate and, again, she faxed them a copy.
A week later, another call. Same situation with my mom explaining the above situation about my step-dad being dead.
Just today she received a notice in her mailbox that she has a certified letter waiting for her signature at the post office, from Wells Fargo. She has yet to receive the letter (as she returned home from work after the post office had closed) but I highly suspect it's another attempt to collect on this debt that she does not owe. My mom doesn't even want to accept the letter because she thinks that even accepting the letter will mean that she's agreeing to something. I tell her that the signature means nothing more than assuring Wells Fargo that the letter was received, but she's nervous about the situation. I told her that if Wells Fargo continues to harass her and she takes it to the point where she is considering suing them, the letter may come in handy on her end.
Question:
1. Should she accept the letter? Perhaps just sign for the letter and then contact her lawyer before doing anything with it?
I have posted about my mom's issues before but things continue to pop up. My step-dad passed away on New Year's Eve. He had a loan (Wells Fargo) and several other bills that were in his name only. My mom sent copies of his statements to her lawyer and he (lawyer) sent out letters to these agencies stating that my step-dad had indeed passed away, he had no assets/estate/savings and these bills were in his name only. The lawyer also included copies of the death certificate. We had assumed that these billing issues would be done and over with. The majority of companies have ceased communication but Wells Fargo just will not go away.
A week or so after the intial letters were sent out, WF contacted my mom regarding the late payments. She, again, started that he had passed away, the bills were in his name only and there was no estate. They asked for a copy of the death certficate and, again, she faxed them a copy.
A week later, another call. Same situation with my mom explaining the above situation about my step-dad being dead.
Just today she received a notice in her mailbox that she has a certified letter waiting for her signature at the post office, from Wells Fargo. She has yet to receive the letter (as she returned home from work after the post office had closed) but I highly suspect it's another attempt to collect on this debt that she does not owe. My mom doesn't even want to accept the letter because she thinks that even accepting the letter will mean that she's agreeing to something. I tell her that the signature means nothing more than assuring Wells Fargo that the letter was received, but she's nervous about the situation. I told her that if Wells Fargo continues to harass her and she takes it to the point where she is considering suing them, the letter may come in handy on her end.
Question:
1. Should she accept the letter? Perhaps just sign for the letter and then contact her lawyer before doing anything with it?
