angiecarley
Junior Member
What is the name of your state? GA
I applied for $1500 credit with GE Money Bank. They disregarded the address given on the application and used one from a previous application 10 years ago.
In Oct, 07, I agreed to pay $45 a month and then pay it off at Christmas 08 to recieve their interest free promotion.
I didnt get the first statement til late January, saying that I was on the verge of being 3 months behind. The only thing they would offer me was to take off the late charges but I would still have to pay for the full 3 months at one time.
I demanded that they reset my account from the beginning and was given the run around for 2 months.
I sent a letter and filed a formal dispute when they said they never got the letter. Its been 3 weeks and they still dont have either, and now they say the dispute form i sent was not correct for my dispute.
Now they are willing to start me back at the first payment, but say the time period for interest free borrowing has passed. That's hundreds of dollars that I am not willing to pay for their mistake.
I am guessing that the original contract was never any good, since my contract and theirs did not match.
Can anyone help me with this?GA
I applied for $1500 credit with GE Money Bank. They disregarded the address given on the application and used one from a previous application 10 years ago.
In Oct, 07, I agreed to pay $45 a month and then pay it off at Christmas 08 to recieve their interest free promotion.
I didnt get the first statement til late January, saying that I was on the verge of being 3 months behind. The only thing they would offer me was to take off the late charges but I would still have to pay for the full 3 months at one time.
I demanded that they reset my account from the beginning and was given the run around for 2 months.
I sent a letter and filed a formal dispute when they said they never got the letter. Its been 3 weeks and they still dont have either, and now they say the dispute form i sent was not correct for my dispute.
Now they are willing to start me back at the first payment, but say the time period for interest free borrowing has passed. That's hundreds of dollars that I am not willing to pay for their mistake.
I am guessing that the original contract was never any good, since my contract and theirs did not match.
Can anyone help me with this?GA