accident in someone else's car

[AZJames]

What is the name of your state? Arizona

I recently was involved in a non-injury accident while driving someone elses car, which I had permission to do. It was a left turn accident, and I was issued a 'failure to yield right of way' ticket. The other party ran a light that was just turning red, but I suppose that is neither here nor there at this point.

No claim was made regarding my friends car. However the other party did file a claim against my friends insurance. I gave a statement to my friend's insurance regarding the accident. At this point my friend's insurance company has requested addtional information about me and my personal insurance coverage and has contacted me for a few more questions. Is this something I should be concerned about? How much information should I provide to the insurance investigator regarding my own insurance coverage/policy?

 

[ecmst12]

You should cooperate fully with the investigation. The insurance on the vehicle is primary in any accident, your coverage on your own car might come into play if their policy limits are exhausted. I don't know why they're asking for it but there's no reason for you NOT to provide it to them - they can find out on their own from the DMV if they have to.

 

[moburkes]

You should cooperate fully with the investigation. The insurance on the vehicle is primary in any accident, your coverage on your own car might come into play if their policy limits are exhausted. I don't know why they're asking for it but there's no reason for you NOT to provide it to them - they can find out on their own from the DMV if they have to.

They just want to know if he should be added as an occassional driver on the friend's policy. No biggie.