Insurance

[amberlea434]

What is the name of your state? TN

Dad is ordered to provide medical insurance for his 9yo daughter. Mom has decided to put their daughter on her insurance, instead, because it has better coverage, lower deductibles, cheaper co-pays, etc. She ran this by Dad first and, of course, he was fine with it and she told him that he could go ahead drop their daughter from his insurance. Is this okay to do even though he's ordered to provide it?

 

[Silverplum]

What is the name of your state? TN

Dad is ordered to provide medical insurance for his 9yo daughter. Mom has decided to put their daughter on her insurance, instead, because it has better coverage, lower deductibles, cheaper co-pays, etc. She ran this by Dad first and, of course, he was fine with it and she told him that he could go ahead drop their daughter from his insurance. Is this okay to do even though he's ordered to provide it?

Everything they agree to is, technically, "okay." My only reservation is that she TOLD him it was okay to break the court order. IF he is ever called to account, he is not going to have an acceptable excuse. Verbal agreements are not enforceable.

I'd keep the insurance on the child, if it were my choice. Or else file for a mod by submitting an agreed proposal that allows him to drop the insurance, and wait for the court to sign off on it. (They will, as long as parents both agree.)

 

[amberlea434]

Everything they agree to is, technically, "okay." My only reservation is that she TOLD him it was okay to break the court order. IF he is ever called to account, he is not going to have an acceptable excuse. Verbal agreements are not enforceable.

I'd keep the insurance on the child, if it were my choice. Or else file for a mod by submitting an agreed proposal that allows him to drop the insurance, and wait for the court to sign off on it. (They will, as long as parents both agree.)

Thanks, SP.

Are emails considered verbal agreements, as well? They communicate via email and that's where she stated he could drop their daughter from his insurance.

And, even then, I'm sure Mom doesn't want that to be a permanent change in their order, and rightfully so. What happens if she loses her job and her insurance, ya know. So, it's doubtful it would be an agreed proposal.

And if something like that did happen, Dad would pick up insurance again for their child. But, in the meantime, he thought it was pointless to carry her when she already had insurance with her Mom.

 

[Silverplum]

Thanks, SP.

Are emails considered verbal agreements, as well? They communicate via email and that's where she stated he could drop their daughter from his insurance.

And, even then, I'm sure Mom doesn't want that to be a permanent change in their order, and rightfully so. What happens if she loses her job and her insurance, ya know. So, it's doubtful it would be an agreed proposal.

And if something like that did happen, Dad would pick up insurance again for their child. But, in the meantime, he thought it was pointless to carry her when she already had insurance with her Mom.

I would never use an email as my justification for disregarding a court order: they're too easily faked, and they STILL aren't a new court order.

If it were me (and it has been in the past), I'd keep the insurance: just like the court order orders.

ps: You're welcome!!

 

[haiku]

Thanks, SP.

Are emails considered verbal agreements, as well? They communicate via email and that's where she stated he could drop their daughter from his insurance.

And, even then, I'm sure Mom doesn't want that to be a permanent change in their order, and rightfully so. What happens if she loses her job and her insurance, ya know. So, it's doubtful it would be an agreed proposal.

And if something like that did happen, Dad would pick up insurance again for their child. But, in the meantime, he thought it was pointless to carry her when she already had insurance with her Mom.

well what would happen if dad lost his insurance?

Also many parents carry dual insraunce on the children especially if it results in full coverage for the child.

Insurance is always something that should be put into an order as "employer provided and/or reasonable cost to the parent"

 

[amberlea434]

I would never use an email as my justification for disregarding a court order: they're too easily faked, and they STILL aren't a new court order.

If it were me (and it has been in the past), I'd keep the insurance: just like the court order orders.

ps: You're welcome!!

Very true, didn't think of it like that.

 

[amberlea434]

well what would happen if dad lost his insurance?

Also many parents carry dual insraunce on the children especially if it results in full coverage for the child.

Insurance is always something that should be put into an order as "employer provided and/or reasonable cost to the parent"

Good advice, but Dad would have to wait on that because they just had their order modified a year ago.