homeowners insurance

[mfortunati25@ya]

What is the name of your state (only U.S. law)? vermont

 

[mfortunati25@ya]

What is the name of your state (only U.S. law)? vermont

does the insurance company have a certain time to give you the money for the repairs and things desroyed by fire

 

[mfortunati25@ya]

does the insurance company have a certain time to give you the money for the repairs and things desroyed by fire

i have been given little money at a time to do repairs needed to make my life whole. i have been without water in my kitchen and a stove for 4 months!! what should i do? i feel the insurance company is trying to wear me down so i'll go away.

 

[infamous_insane]

does the insurance company have a certain time to give you the money for the repairs and things desroyed by fire

Not really.
Corporate america is in control.

A++ rated companies are said to pay up quick and easy, but not all companies are a++ rated,

Which company is it?

 

[mfortunati25@ya]

i have been given little money at a time to do repairs needed to make my life whole. i have been without water in my kitchen and a stove for 4 months!! what should i do? i feel the insurance company is trying to wear me down so i'll go away.

the insurance company replaced the kitchen ceiling but the ceiling in the livingroom is the same ceiling so i had to pay to do the livingroom out of my pocket. if i didn't half would be textured and half smooth is this right? can they do that?

 

[mfortunati25@ya]

vermont mutual

 

[infamous_insane]

i have been given little money at a time to do repairs needed to make my life whole. i have been without water in my kitchen and a stove for 4 months!! what should i do? i feel the insurance company is trying to wear me down so i'll go away.

What exactly was your claim and what company is it with?

Do you have a agent or did you go direct?

 

[mfortunati25@ya]

i have an agent but she says it's up to the udjuster she won't even return my phonecalls . now after 4 months the adjuster wants another contractor to come in and give me another price which is crazy we are down to the end of the work all that needs to be paid for is the contractors who did the work the plumber has to replace all the plumbing and countertops need to be installed and paid for, you see the job had to be done in steps. the kitchen needed to be gutted but they send very little money at a time even though the contractor has waited months to get paid.

 

[seniorjudge]

Mutual insurance companies can be particularly difficult to deal with.

Find out which bureaucrats (and Vermont has more than its share!) in your state capital regulate these critters.

Then complain.

 

[infamous_insane]

Mutual insurance companies can be particularly difficult to deal with.

Find out which bureaucrats (and Vermont has more than its share!) in your state capital regulate these critters.

Then complain.

As a independant insurance agent in NY I concur.
Nothing more really.

 

[moburkes]

Yes, complain to your state's department of insurance. No, they are not required to give you money to make your living room ceiling the same texture as the kitchen ceiling, but I would have used that money to pay for a new stove.

 

[ecmst12]

Doesn't sound like OP has much of a kitchen to put a stove IN yet!