What is the name of your state (only U.S. law)? Texas
I have a hearing in 1 week in regards to a default judgement for a bad credit card debt.
My defense will be that the credit card loans were made and represented
as unsecured loans which grants the creditor no right to restitution via
court action or a judgment process since they are trying to obtain security
for the debt; and that any recovery statement on their contract is
invalidated by the fact that they represented the loan as unsecured.
How do you think that will be played out in court?
I have a hearing in 1 week in regards to a default judgement for a bad credit card debt.
My defense will be that the credit card loans were made and represented
as unsecured loans which grants the creditor no right to restitution via
court action or a judgment process since they are trying to obtain security
for the debt; and that any recovery statement on their contract is
invalidated by the fact that they represented the loan as unsecured.
How do you think that will be played out in court?