CA - Husband and I legally separated in Jan 09. Last June 08 he decided to open separate bank accounts on grounds that he was anticipating a divorce. We were not separated till Jan 09. Isn't the monies in our separate accounts up to that point community property even though joint names were not on the accounts? The money has not be divided or split and he is withdrawing cash at a very fast rate. He says he doens't have any money and is unable to pay mortgage payments.