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Can a Landlord damage/ruin my credibility or my credit score?

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janea

Junior Member
What is the name of your state (Arizona)?
Hello Everybody!
I had an issue with my Landlord and finally we have reached an agreement. I want to know how can I verify if they damaged my credit score/report? What a Landlord can do to mess a tenant identity/credibility? Before I sign the settlement I have to be sure I wont "burn" my bridges.
Thank you ahead of time!What is the name of your state (only U.S. law)?
 


Who's Liable?

Senior Member
If they win a judgement against you, they can report that, or they can report any monetary item.

Whether said item is correct or not, you would need to take the proper steps to remove them from your credit report.
 

janea

Junior Member
If they win a judgment against you, they can report that, or they can report any monetary item.

Whether said item is correct or not, you would need to take the proper steps to remove them from your credit report.
Can you be a lil bit more specific please?
They didn't win, actually they are trying to escape from going to court, and came with a proposition for a settlement.
At the same time I'm trying to be smart and not to sign my "ways" off by not being able to pursuit them if they damage my credit score or credit report.
How can I stay covered?
How can I check what they done or not with my credit score/report?
 

FarmerJ

Senior Member
If your LL offers you a written settlement there is no reason for you to ever end up in court again with the LL unless one of you breaks any conditions set in the settlement. If that happens then there can be a court record of it , other wise the settlement likely would be no different than any other contract , as long as everyone follows the terms it just goes away on its own eventually.
 

Cvillecpm

Senior Member
Have an attorney review the settlement...and yes, they can report your performance to any credit/tenant screening service theys subscribe to.
 

TigerD

Senior Member
Just a response to the question in the title and one of my pet peeves:

The only one that can help or hurt your credit is you.

DC
 

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